DIFC and ADGM are the UAE’s two common-law financial free zones. Both offer 100% foreign ownership, independent English-language courts, and world-class regulators, but they differ in cost, ecosystem depth, and how directly they apply English law. Here is how to choose in 2026.
ADGM is Abu Dhabi’s international financial free zone, operating under an independent English common-law framework regulated by the Financial Services Regulatory Authority (FSRA). ADGM offers non-financial licences from USD 5,500 (approximate
The GCC hosts over 80 free zones across six countries. A free zone permits 100% foreign ownership, applies its own licensing rules, and often offers corporate tax incentives.
UAE business licence costs in 2026 range from AED 4,888 for the cheapest free zone to AED 900,000+ for a regulated DIFC financial firm. Most foreign founders spend AED 18,500 to AED 50,000 in year one.
